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A payday loan is short-term loan that the borrower must repay upon receiving his next paycheck. Many Canadian companies offer payday loans including MoneyMart, The Cash Store, TGI Payday Inc, and MogoMoney. The loans are usually for small amounts like 300 or 500.

Payday loans are a last resort borrowing source, because their interest rates and fees are outrageously high. You’ll be better off getting any other kind of loan if you can.